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Share Account Dividend Rates:  Rates Effective as of:  6/30/2011
  Type Rate APY Frequency * Minimum Balance
* to earn a dividend
Share Account 0.25% 0.25% Quarterly  $25 / $100.00
Checking 0.10% 0.10% Quarterly  -0- / $500.00
MMFA 0.50% 0.50% Monthly  $1,000.00 - $25,000
    0.55% 0.55% Monthly  $25,000.01 - $50,000
    0.60% 0.60% Monthly  $50,000.01 & up
 
IRA and Certificate Dividend Rates:  Rates Effective as of:  6/30/2011
  Type Rate APY Frequency * Minimum Balance
* to earn a dividend
IRA 0.60% 0.60% Monthly $25.00
6-Month Certificate 0.60% 0.60% Monthly $1,000.00
12-Month Certificate 0.65% 0.65% Monthly $1,000.00
18-Month Certificate 0.75% 0.75% Monthly $1,000.00
All rates subject to change without notice.

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Rates Effective as of:  May 2011
  Type Rate Term
New  Auto  4.75% 36 Months
  5.00% 48 Months
5.25% 60 Months
  5.50% 72 Months
Used Auto  5.25% 36 Months
  5.50% 48 Months
5.75% 60 Months
  6.00% 72 Months
Signature 8.00% 12 Months
  8.00% 18 Months
  8.00% 24 Months
9.00% 36 Months
  9.50% 48 Months
. 10.00% 60 Months
New & Used Recreational, 6.00% 36 Months
.Motor Homes & Travel Trailers 6.00% 60 Months
6.50% 72 Months
. 7.00% 120 Months
Tractors 7.00% 60 Months
7.50% 72 Months
Home Improvement & 6.50% 60 Months
Unimproved Property 6.50% 72 Months
. 7.00% 120 Months
Home Equity 5.25% 60 Months
. 5.75% 180 Months
MasterCard 9.90%  
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MasterCard Gold 8.90%  
Share Secured 4.00% 120 Months
Certificate Secured *2.00% above rate of certificate
All rates subject to change without notice.
All rates are subject to credit approval and may vary according to individual credit rating. 

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Golden Triangle Federal Credit Union Fee Schedule 

 

Draft Printing Depends on Style

 

Temporary Drafts $   5.00

 

Overdraft Transfer (each debit or draft) $ 10.00

 

Non-sufficient Fund (each) $ 20.00

Stop Payments (all items) $ 20.00

Copy of Check/Draft $   2.00

 

Debit Card Monthly Charge No Charge

 

Re-issue Debit/Credit Card $   5.00

Wire Transfer (outgoing) $ 20.00

 

Foreign Wire Transfer (outgoing) $ 30.00

Re-open a closed Share Account $ 20.00

Return Check on Member Deposit $ 10.00

Collection Item $ 20.00

 

Copy of Statement (per page) $   5.00

Account Activity Printout $   5.00

 

Account Research (balancing assistance) $ 25.00 per hour

 

Money Orders $   1.00

Traveler's Checks      1.00% of purchase amount

 

Traveler's Checks for Two      1.50% of purchase amount

 

Return Statement Fee $   5.00

Dormant Account $ 25.00 per year

 

Excessive share withdrawal $   5.00 per withdrawal in
excess of 6 during a month

PayDay Loan Application Fee $ 25.00

 

Certified Check $   5.00

HOT CARD $ 15.00

 Late payment fees on loans: 5% of monthly payment after 15 days late, minimum $10.00.

 
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