A Simple, Low-Rate Card From Your Local Credit Union

GTFCU offers Mastercard® Classic and Mastercard® Gold credit cards with no annual fee, competitive rates, flexible payment options, and convenient access wherever Mastercard® is accepted.


Choose the Card That Fits You

Comparison of features between MasterCard Classic and MasterCard Gold credit cards
Feature Mastercard® Classic Mastercard® Gold
Annual Fee $0 $0
APR as low as 9.90% 8.90%
Worldwide Acceptance Yes Yes
Flexible Payment Options Yes Yes
Additional Cards Available Yes Yes
Online Account Access Yes Yes

APR means Annual Percentage Rate. Rates are based on creditworthiness and are subject to change. Not all applicants will qualify for the lowest rate. Credit approval required.


Credit Card Benefits

No Annual Fee

Enjoy the convenience of a GTFCU credit card without paying an annual fee.

 

Competitive Rates

GTFCU offers low-rate credit card options for qualified members.

 

Flexible Payments

Choose to pay your balance in full or make monthly payments, subject to card terms.

 

Worldwide Acceptance

Use your GTFCU Mastercard® anywhere Mastercard® is accepted.

 

Cash Access

Access available credit at ATMs and participating financial institutions.

 

Online Card Management

Access your card information online, including balance and payment information.

 

Emergency Card Replacement

Emergency card replacement may be available if your card is lost or stolen.

 

Additional Cards

Additional cards may be available at no additional annual fee.


Manage Your Card Online

Already have a GTFCU credit card? Manage your card account online through eZCard to view your balance, review payment information, and access account information.


Lost or Stolen Card?

If your GTFCU credit card is lost, stolen, or you suspect unauthorized activity, contact us immediately.


Ready to Apply?

Our team can help you choose the GTFCU credit card that fits your needs.