Your Membership Starts Here
A GTFCU membership savings account establishes your membership and gives you a simple way to save with your local credit union. With a $25 opening deposit, you become a member-owner of Golden Triangle Federal Credit Union.
What Is a Membership Savings Account?
At a credit union, a savings account is also known as a share account because it represents your ownership share in the credit union. Your GTFCU membership savings account gives you access to other credit union products and services, including checking, loans, credit cards, online banking, and more.
Members must maintain a $25 balance in their savings account to remain a member.
Savings Account Features
$25 Opening Deposit
Open your GTFCU membership savings account with an initial deposit of $25.
Earn Dividends
Savings accounts may earn dividends, paid quarterly on the average daily balance. View current account rates for details.
Convenient Access
Access your savings by visiting GTFCU, using eligible ATMs, or using available digital banking services.
Online & Telephone Banking
Manage your account through online banking, mobile banking, and telephone banking services.
Payroll Deduction
Set aside money automatically by having deposits sent directly from your paycheck to your savings account.
Quarterly Statements
Receive account statements quarterly by mail or through available electronic statement options, if applicable.
Savings Withdrawals
Members may make up to six savings withdrawals per quarter free of charge. A $6 excessive withdrawal fee applies for each additional savings withdrawal during the quarter.
Please review GTFCU’s Fee Schedule and account disclosures for full details.
Who Can Join?
GTFCU membership is available to people who live, work, worship, or attend school in eligible areas, along with qualifying family and household members.
Ready to Start Saving?
Our team can help you open your membership savings account and get started with GTFCU.